Citizen credit card loaded: 1.61 trillion TL increase in January

There was a record increase in card payments. In January, transactions made with credit, debit and prepaid cards in Turkey reached 1.61 trillion TL. Online payments increased by 70 percent and contactless payments by 82 percent.

The Banking Card Center (BKM) announced the card payment data for January 2025. While transactions made with credit, debit and prepaid cards in Turkey reached 1.61 trillion TL , the total number of payments was 1.58 billion. There was a significant increase in contactless and online payments in particular .

CARD USAGE IS INCREASING RAPIDLY
According to BKM data, the total number of cards in Turkey increased by 10 percent compared to the same period last year, reaching 438.9 million. As of January:

Number of credit cards: 130.2 million

Number of bank cards: 195.6 million

Number of prepaid cards: 113.1 million

Compared to January 2024, the number of credit cards increased by 9 percent , the number of debit cards by 3 percent , and the number of prepaid cards by 24 percent.

CARD PAYMENT AMOUNT INCREASED BY 66 PERCENT
The total amount of payments made with credit cards, debit cards and prepaid cards increased by 66 percent compared to the same period of the previous year, reaching 1.61 trillion TL.

Payments made with credit cards: 1.36 trillion TL ( 69 percent increase )

Payments made with bank cards: 207.8 billion TL ( 47 percent increase )

Payments made with prepaid cards: 32.4 billion TL ( 78 percent increase )

RECORD IN INTERNET CARD PAYMENTS: 483.6 BILLION TL
The amount of card payments made online increased by 70 percent compared to the same period of the previous year, reaching 483.6 billion TL . 30 percent of total card payments made in January were made online.

The number of payments made online increased by 8 percent, reaching 230.3 million.

CONTACTLESS PAYMENT USE IS BECOMING MORE WIDESPREAD
In January, 4 out of every 5 card payments made in-store were made contactless.

Number of contactless payments: 1.03 billion ( 19 percent increase )

Contactless payment amount: 503.2 billion TL ( 82 percent increase )

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